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Life Insurance Replacement Declaration (LIRD) Working Group


The mandate of the LIRD Working Group is to ensure that the LIRD aligns with the Fair Treatment of Customers and continues to meet its consumer protection objective. The working group will review the LIRD to determine if it needs to be updated and implement any changes deemed necessary.

CISRO is currently working with industry stakeholders to support the adoption of the proposed Life Insurance Replacement Declaration Form (2025)

Document name Publication date
PDF icon  News Release: CISRO seeking input on new Life Insurance Replacement Declaration (LIRD) form
PDF icon  Life Insurance Replacement Declaration Form (2010)
PDF icon  Proposed Life Insurance Replacement Declaration Form (2025)
February 2023

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